We believe financial barriers shouldn’t stand between you and support. Steps and Stages
accepts most major insurance plans, and our team will help you understand your coverage
before your first session.
Steps and Stages is currently in-network with Aetna, Horizon BCBS, UMR, Optum, Oxford, and
United Health Care. FSA and HSA accounts accepted. Out-of-pocket rate: $210 / 45-minute
session. Sliding scale available based on need.
For clients without in-network coverage, our standard rate is $210 per 45-minute session. A
sliding scale fee is available based on financial need — we’re committed to making therapy
accessible.
We also accept FSA (Flexible Spending Accounts) and HSA (Health Savings Accounts), as well
as all major credit cards and cash.
Before Your First Session — Check Your Coverage
Call the member services number on the back of your insurance card and ask:
We take a personalized, compassionate, and evidence-based approach to help you heal and grow.
Children, teens, adults, and families. We provide support for every stage of life’s journey.
We accept most major insurance plans to make quality care accessible and affordable.
Attend sessions from the comfort of your home. Day, evening, and weekend availability.
Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected
costs before beginning services. If you are uninsured or paying out-of-pocket, we will provide
this estimate in writing before scheduling your first session. Contact us at any time to request
one.